Your Team Behind the Scenes

Meet Your Title Agent

About Michele Chardt

Michele is originally from New York but she moved to Stuart, Florida in 1979 and considers herself a true Floridian. As a child, she was able to attend all of the great schools that Martin County has to offer. Go Martin County Tigers! She loves this town and all of the great people in it, so it will always be home for her.

Michele graduated Magna Cum Laude from Florida Atlantic University. She obtained her Bachelor’s Degree in Social Work, which enhances her ability to truly understand a client’s motivation. “Many people ask me why I chose Social Work. It was a personal journey for me and I really felt that it was so important to understand people and my degree helps me do that.”

Some of her favorite things to do is spend time with her dog Max and kitties (Ollie and Belle). She also loves painting, photography and traveling. She really wants to see England and Scotland someday! Painting and photography really help her to relax and unwind too. “I get so wrapped up in a painting that I don’t even realize how much time has passed and I love displaying some of my paintings at the office as well. I always get a look of surprise when I tell them I painted that.”

Her Experience

Michele got her first taste of the real estate bug in 1990 when she went to work for Century 21 All Points Realty as their MLS secretary. She was right out of high school and had no idea how buying or selling a house worked. The Broker had been in real estate for years and Michele learned a great deal from her.

In 1993, she was hired as a receptionist for Stewart Title of Martin County. Her boss at the time saw potential and started training her on closings after only being there for 9 months. Michele is truly grateful to her because she believes she would not be where she is today without her. After working for almost every title company in town for almost 25 years, Michele thought it was time to go out on her own. She has not regretted it once and our clients have been extremely supportive.

jamie pennington

Closing Manager

Jamie Pennington

Jamie Pennington is the Transaction Coordinator with Arrow Title Services. When she’s not working hard at the office keeping the workflow going, she’s having fun with the office mascot, Max.

Jamie Pennington was born in Stuart and is a graduate of Martin County High School where she was very involved as an AFJROTC cadet. ROTC holds a special place in her heart as this is where she met her husband Randy.

Jamie’s very active in her community. She volunteers with United Way, the Stuart Air Show, and holds a leadership position with the American Cancer Society’s Relay for Life. Jamie is also a member of Leader’s United, and is the Co-Chair for Community Projects in addition to being on their steering committee.

When she’s not working or volunteering, she likes to spend time gardening or going to Disney World. The flower and garden festival is her favorite source of inspiration for her various backyard gardens. She is also a purr-fect mother to four rescue kitties: Lilly, Sammy, Minnie, & Daisy.

Business Development Officer

Lucie McGuire

Lucie McGuire is our Business Development Officer for Arrow Title. She was born and raised right in our own Jensen Beach! Graduating from Jensen Beach High School in 2013, she continued her education locally at Indian River State College. While going to school full time, she also worked 50+ hours a week and successfully moved up into management and then marketing with her previous company. She graduated with highest honors for her Bachelor’s Degree in Business Administration and completed a Study Abroad program in Prague and Hong Kong. After completing her study abroad program, she backpacked Europe for a few months to 10 different countries and found her passion for traveling! She also enjoys photography, hiking, and singing karaoke.

Lucie is highly involved in our community in a multitude of ways! She regularly attends functions for the Jensen Beach Chamber, Hobe Sound Chamber, Realtors Associations of the Palm Beaches and St Lucie, Martin County Realtors Association, Women’s Council of Realtors, and Young Professionals of Martin County. Lucie also serves on the Board of Directors for YPMC, amongst other leadership roles with other organizations.

Lucie loves being able to work with Max as she is a huge animal lover. She has a German Shepherd (Milo) and two kitties (Snowball & Pumpkin) at home waiting for her when she’s not working.

portrait of Lucie
portrait of Brittani

Transaction Coordinator

Brittani Julius

Brittani is the newest addition to the Arrow Team as the Office Coordinator. Originally from New Jersey, she moved to South Florida at a very young age and growing up here has made her a true Floridian at heart. Coming from a family background of real estate, Brittani has always had an interest in the industry since she can remember. Her background and knowledge of Real Estate along with her experience in customer service, has her ready to take on the world of Title Insurance with Michele, Jamie, and Lucie.

When Brittani isn’t working, she has a huge passion for animals of all shapes and sizes. She currently has 5 rescue animals (2 dogs & 3 cats) that she adores. In her free time, she volunteers with various rescues to help educate the community and find forever homes for animals in need.

portrait of Carly

Transaction Coordinator

Caroline Casper

Caroline Casper is our Transaction Coordinator. Born and raised in Florida, she lived her first 18 years in Ocala on a horse ranch helping her parents. During that time, she acquired a love and knowledge of animals which to this day has instilled discipline and responsibility to her character. Caroline started showing horses at the age of 6 and competed to hold two Reserve World Championship titles as well as multiple All-American Quarter Horse Congress Championship titles. In addition to her show schedule, her love of competition and strive for perfection fueled a passion for basketball earning her numerous accolades. After a brief residency in Texas to attend Texas Wesleyan University in Ft Worth, she moved back to Florida where her roots have run deep. She then discovered a newfound interest in Real Estate. Caroline became licensed and was listed as 26th Top Producing Realtor of Marion County in 2018.

After realizing her passion in the real estate industry, Caroline took her learning a step further and became a licensed Title Agent in 2020. The action behind the scenes involved in Residential Sales really piqued her interests. For her, seeing it all come together, making successful closings happen every day with wonderful people really is the best part.

Having come from a family of boat captains and nautical wheelers, her love of the water brought her from Ocala to Jensen Beach in 2019. Of course, she spends as much time as she can boating with family and traveling to the Florida Keys. That is when she’s not spending time with her “children”, who she lovingly refers to her four rescued kitties: Stuart, Leo, Sophia, and Ashley.

Max, the Mini Goldendoodle

I joined Arrow Title Services in February of 2018 at just 9 weeks old. My full name is Maximillian George Chardt and my mom named me after her great grandfather and grandfather. My mom was a bit hesitant to adopt me because in all her life, she had never had a dog. Her mom was always allergic to animals and it made her sad that she could never have a dog of her own. When we met on February 6th 2018, it was love at first sight! I get to come to work with her and when I’m a really good boy, she takes me to Bark Park or Dog Stop to play with other doggies. We enjoy long walks together even though I make her a little crazy when I’m constantly pulling on my leash, but I get easily distracted by all the lizards and squirrels. I just can’t help myself! I really like coming to work with her though. I get to meet so many people and be part of the very exciting process of title insurance. I love being in the closing room, I know it’s a stressful process for a lot of people and I try my best to make people happy! I get a lot of visitors too, sometimes people stop by just to say hello and rub my belly. I love my job!

When I’m not at the office working my adorable charm, I enjoy chewing on my bones and eating peanut butter. I also really, really love to swim! I love going to Aunt Jamie’s house to swim in the pool!

Everyone Loves Max!


Buying a home is one of the most important decisions you will ever make and you need the best possible people.  Why not choose a title agent the same way you would choose any professional?  Someone with experience, knowledge and an impeccable reputation. Check out our client testimonials below.

Why Use Us?

Besides experience, knowledge and reputation, we have fined tuned the closing process. Constant communication is key. Your phone call and email will always be answered within an hour, and in most cases sooner. We believe in keeping everyone up-to-date during the process of the transaction. Transparency is important to us.

Bridge the Gap!

Whether you are a Buyer, Seller, Realtor or Lender, Arrow Title Services will be an essential part of your team. We bring everyone together with one common goal: a smooth transaction. When you close witih us, you are assured your closing will take place in a professional and timely manner.