Your Team Behind the Scenes

Meet Your Title Agent

About Michele Chardt

I have lived in Stuart since 1979 and consider myself a true Floridian. As a child, I was able to attend all of the great schools that Martin County has to offer. Go Martin County Tigers! I love my town and all of the great people in it. As much as I have seen it change, it remains my small hometown. No matter where I go, it will always be home.

Right after high school, I got my first taste of the real estate bug in 1990 when I went to work for Century 21 All Points Realty as their MLS secretary. I had no idea how buying or selling a house worked. The Broker had been in real estate for years and I learned a great deal from her. I enjoyed watching the process. It was fascinating to me to see all walks of life take that journey into homeownership.

In 1993, I was hired as a receptionist for Stewart Title of Martin County. I enjoyed this part of the process because I was able to research properties and meet so many more different people. My boss at the time saw potential and started training me on closings after only being there for 9 months. After almost 25 years in the business, I thought it was time to go out on my own. I have not regretted it once and my clients have been so supportive. Arrow Title Services was born while I was driving home from work one evening. When I started informing my long-time clients of my idea to go on my own, they couldn’t be more supportive. In fact, one of them helped me come up with the name.

Besides spending time with my dog Max and my kitties, Ollie and Belle, I enjoy painting, photography and traveling. There are so many places I want to travel. So far, Alaska is my favorite. I also believe everyone should find some kind of artistic passion. Painting and photography really help me to relax and unwind too. I get so wrapped up in a painting that I don’t even realize how much time has passed and I love displaying some of my paintings at the office as well. I always get a look of surprise when I tell them I painted that. I love photography because capturing something or someone on film is so dramatic and immortalized. When I photograph people, I truly believe their true nature is captured.

jamie pennington

Closing Manager

Jamie Pennington

Jamie Pennington is the Closing Manager with Arrow Title Services. When she’s not working hard at the office keeping the workflow going, she’s having fun with the office mascot, Max.

Jamie Pennington was born in Stuart and is a graduate of Martin County High School where she was very involved as an AFJROTC cadet. ROTC holds a special place in her heart as this is where she met her husband, Randy.

Jamie loves her community and is very active! She tirelessly volunteers with United Way, and is always first in line to help other wonderful charities any chance she gets.

When she’s not working or volunteering, she likes to spend time gardening or going to Disney World. The flower and garden festival are her favorite source of inspiration for her various backyard gardens. She is also a purr-fect mother to four rescue kitties: Lilly, Sammy, Minnie, & Daisy.

Max, the Mini Goldendoodle

I joined Arrow Title Services in February of 2018 at just 9 weeks old. My full name is Maximillian George Chardt and my mom named me after her great grandfather and grandfather. My mom was a bit hesitant to adopt me because in all her life, she had never had a dog. Her mom was always allergic to animals and it made her sad that she could never have a dog of her own. When we met on February 6th 2018, it was love at first sight! I get to come to work with her and when I’m a really good boy, she takes me to Bark Park or Dog Stop to play with other doggies. We enjoy long walks together even though I make her a little crazy when I’m constantly pulling on my leash, but I get easily distracted by all the lizards and squirrels. I just can’t help myself! I really like coming to work with her though. I get to meet so many people and be part of the very exciting process of title insurance. I love being in the closing room, I know it’s a stressful process for a lot of people and I try my best to make people happy! I get a lot of visitors too, sometimes people stop by just to say hello and rub my belly. I love my job!

When I’m not at the office working my adorable charm, I enjoy chewing on my bones and eating peanut butter. I also really, really love to swim! I love going to Aunt Jamie’s house to swim in the pool!

Everyone Loves Max!


Buying a home is one of the most important decisions you will ever make and you need the best possible people.  Why not choose a title agent the same way you would choose any professional?  Someone with experience, knowledge and an impeccable reputation. Check out our client testimonials below.

Why Use Us?

Besides experience, knowledge and reputation, we have fined tuned the closing process. Constant communication is key. Your phone call and email will always be answered within an hour, and in most cases sooner. We believe in keeping everyone up-to-date during the process of the transaction. Transparency is important to us.

Bridge the Gap!

Whether you are a Buyer, Seller, Realtor or Lender, Arrow Title Services will be an essential part of your team. We bring everyone together with one common goal: a smooth transaction. When you close witih us, you are assured your closing will take place in a professional and timely manner.