Your Team Behind the Scenes

Meet Your Title Agent

About Michele Chardt

I have lived in Stuart since 1979 and consider myself a true Floridian. As a child, I was able to attend all of the great schools that Martin County has to offer. Go Martin County Tigers! I love my town and all of the great people in it. As much as I have seen it change, it remains my small hometown. No matter where I go, it will always be home.

Right after high school, I got my first taste of the real estate bug in 1990 when I went to work for Century 21 All Points Realty as their MLS secretary. I had no idea how buying or selling a house worked. The Broker had been in real estate for years and I learned a great deal from her. I enjoyed watching the process. It was fascinating to me to see all walks of life take that journey into homeownership.

In 1993, I was hired as a receptionist for Stewart Title of Martin County. I enjoyed this part of the process because I was able to research properties and meet so many more different people. My boss at the time saw potential and started training me on closings after only being there for 9 months. After almost 25 years in the business, I thought it was time to go out on my own. I have not regretted it once and my clients have been so supportive. Arrow Title Services was born while I was driving home from work one evening. When I started informing my long-time clients of my idea to go on my own, they couldn’t be more supportive. In fact, one of them helped me come up with the name.

Besides spending time with my dog Max and my kitties, Ollie and Belle, I enjoy painting, photography and traveling. There are so many places I want to travel. So far, Alaska is my favorite. I also believe everyone should find some kind of artistic passion. Painting and photography really help me to relax and unwind too. I get so wrapped up in a painting that I don’t even realize how much time has passed and I love displaying some of my paintings at the office as well. I always get a look of surprise when I tell them I painted that. I love photography because capturing something or someone on film is so dramatic and immortalized. When I photograph people, I truly believe their true nature is captured.

jamie pennington

Closing Manager

Jamie Pennington

Jamie Pennington is the Transaction Coordinator with Arrow Title Services. When she’s not working hard at the office keeping the workflow going, she’s having fun with the office mascot, Max.

Jamie Pennington was born in Stuart and is a graduate of Martin County High School where she was very involved as an AFJROTC cadet. ROTC holds a special place in her heart as this is where she met her husband Randy.

Jamie loves her community and is very active! She tirelessly volunteers with United Way, and the Stuart Air Show, and is always first in line to help these wonderful charities any chance she gets.

When she’s not working or volunteering, she likes to spend time gardening or going to Disney World. The flower and garden festival is her favorite source of inspiration for her various backyard gardens. She is also a purr-fect mother to four rescue kitties: Lilly, Sammy, Minnie, & Daisy.

Business Development Officer

Lucie McGuire

Lucie McGuire is our Business Development Officer for Arrow Title. She was born and raised right in our own Jensen Beach! Graduating from Jensen Beach High School in 2013, she continued her education locally at Indian River State College. While going to school full time, she also worked 50+ hours a week and successfully moved up into management and then marketing with her previous company. She graduated with highest honors for her Bachelor’s Degree in Business Administration and completed a Study Abroad program in Prague and Hong Kong. After completing her study abroad program, she backpacked Europe for a few months to 10 different countries and found her passion for traveling! She also enjoys photography, hiking, and singing karaoke. ⁠

Lucie is highly involved in our community in a multitude of ways! She regularly attends functions for multiple local chambers, Realtors Associations of the Palm Beaches and St Lucie, Martin County Realtors Association, Women’s Council of Realtors, and Young Professionals of Martin County. Many of you may know her locally for getting everyone “Excited About Title Insurance!” ⁠

In 2020, Lucie took her passion for travel and started her own non-profit called The Traveling Youth to help local underprivileged students take Study Abroad trips through colleges like IRSC. She also serves as the Vice President on the Board of Directors for YPMC and Marketing Director for WCR Stuart-Martin County, amongst other leadership roles with other local organizations.⁠

During the Pandemic – Lucie sharpened her Social Media Skills with Facebook, YouTube, & Instagram – and has been helping our clients elevate their social media presence by hosting informative classes and providing one-on-one help as well. She started our LIVE “Market Update Mondays” and “Thursday’s Top Tips in Real Estate” with local realtors & lenders to help educate everyone on all the industry changes going on! ⁠

Lucie LOVES being able to work with Max as she is a huge animal lover. She has a German Shepherd (Milo) and two kitties (Snowball & Pumpkin) at home waiting for her when she’s not working.

portrait of Lucie
portrait of Brittani

Transaction Coordinator

Brittani Julius

Brittani is one of our Transaction Coordinators and Closers. She and her family have backgrounds of real estate and lending, and she has always had an interest in the industry since she can remember. After spending some time in the real estate industry herself, she decided title really fit her best. She loves the research part of the transaction and her license in Real Estate, and extensive knowledge in the industry along with her experience in customer service makes her a great asset to our Team.

Originally from New Jersey, she moved to South Florida at a young age and growing up here has made her a Floridian at heart. Graduating from Palm Beach Central in 2012 and then continued her education in Real Estate, Esthetics, and Massage Therapy. She believes she has a good grasp on not only what goes into a successful closing, but also making everyone feel comfortable in any environment they are put in.

When Brittani isn’t working, she has a huge passion for animals of all shapes and sizes. She currently has 5 rescue animals (2 dogs & 3 cats) that she adores. In her free time, she volunteers with various rescues to help educate the community and find forever homes for animals in need. Another passion she has is art of all kinds. “Painting and crafting has really become a huge part of my after-work and work life. Not only do I love seeing our clients to a successful close, I also love making personalized gifts to really make them feel welcome to our office.” Brittani also spends a lot of time with her family of which she has 2 brothers and 1 sister. Her mom and dad encouraged her drive to work hard and she applies that to all aspects of her life.

portrait of Carly

Transaction Coordinator

Caroline Casper

Caroline Casper is our Transaction Coordinator. Born and raised in Florida, she lived her first 18 years in Ocala on a horse ranch helping her parents. During that time, she acquired a love and knowledge of animals which to this day has instilled discipline and responsibility to her character. Caroline started showing horses at the age of 6 and competed to hold two Reserve World Championship titles as well as multiple All-American Quarter Horse Congress Championship titles. In addition to her show schedule, her love of competition and strive for perfection fueled a passion for basketball earning her numerous accolades. After a brief residency in Texas to attend Texas Wesleyan University in Ft Worth, she moved back to Florida where her roots have run deep. She then discovered a newfound interest in Real Estate. Caroline became licensed and was listed as 26th Top Producing Realtor of Marion County in 2018.

After realizing her passion in the real estate industry, Caroline took her learning a step further and became a licensed Title Agent in 2020. The action behind the scenes involved in Residential Sales really piqued her interests. For her, seeing it all come together, making successful closings happen every day with wonderful people really is the best part.

Having come from a family of boat captains and nautical wheelers, her love of the water brought her from Ocala to Jensen Beach in 2019. Of course, she spends as much time as she can boating with family and traveling to the Florida Keys. That is when she’s not spending time with her “children”, who she lovingly refers to her four rescued kitties: Stuart, Leo, Sophia, and Ashley.

Max, the Mini Goldendoodle

I joined Arrow Title Services in February of 2018 at just 9 weeks old. My full name is Maximillian George Chardt and my mom named me after her great grandfather and grandfather. My mom was a bit hesitant to adopt me because in all her life, she had never had a dog. Her mom was always allergic to animals and it made her sad that she could never have a dog of her own. When we met on February 6th 2018, it was love at first sight! I get to come to work with her and when I’m a really good boy, she takes me to Bark Park or Dog Stop to play with other doggies. We enjoy long walks together even though I make her a little crazy when I’m constantly pulling on my leash, but I get easily distracted by all the lizards and squirrels. I just can’t help myself! I really like coming to work with her though. I get to meet so many people and be part of the very exciting process of title insurance. I love being in the closing room, I know it’s a stressful process for a lot of people and I try my best to make people happy! I get a lot of visitors too, sometimes people stop by just to say hello and rub my belly. I love my job!

When I’m not at the office working my adorable charm, I enjoy chewing on my bones and eating peanut butter. I also really, really love to swim! I love going to Aunt Jamie’s house to swim in the pool!

Everyone Loves Max!


Buying a home is one of the most important decisions you will ever make and you need the best possible people.  Why not choose a title agent the same way you would choose any professional?  Someone with experience, knowledge and an impeccable reputation. Check out our client testimonials below.

Why Use Us?

Besides experience, knowledge and reputation, we have fined tuned the closing process. Constant communication is key. Your phone call and email will always be answered within an hour, and in most cases sooner. We believe in keeping everyone up-to-date during the process of the transaction. Transparency is important to us.

Bridge the Gap!

Whether you are a Buyer, Seller, Realtor or Lender, Arrow Title Services will be an essential part of your team. We bring everyone together with one common goal: a smooth transaction. When you close witih us, you are assured your closing will take place in a professional and timely manner.